{"id":4138,"date":"2021-02-17T21:27:08","date_gmt":"2021-02-17T13:27:08","guid":{"rendered":"https:\/\/kubet.\/?p=4138"},"modified":"2021-02-17T21:46:16","modified_gmt":"2021-02-17T13:46:16","slug":"nghien-cuu-cho-thay-ban-van-se-gap-nhung-kho-khan-tai-chinh-ngay-ca-khi-ban-it-co-bac","status":"publish","type":"post","link":"https:\/\/kubet.\/nghien-cuu-cho-thay-ban-van-se-gap-nhung-kho-khan-tai-chinh-ngay-ca-khi-ban-it-co-bac\/","title":{"rendered":"Nghi\u00ean c\u1ee9u cho th\u1ea5y: B\u1ea1n v\u1eabn s\u1ebd g\u1eb7p nh\u1eefng kh\u00f3 kh\u0103n t\u00e0i ch\u00ednh ngay c\u1ea3 khi b\u1ea1n \u00edt c\u1edd b\u1ea1c"},"content":{"rendered":"
\"v\u1eabn
Ngu\u1ed3n: https:\/\/www.theguardian.com\/society\/2021\/feb\/04\/even-low-levels-of-gambling-linked-to-financial-hardship-study-finds<\/figcaption><\/figure>\n

Nh\u1eefng ng\u01b0\u1eddi \u0111\u1eb7t c\u01b0\u1ee3c 3,6% s\u1ed1 ti\u1ec1n chi ti\u00eau h\u00e0ng th\u00e1ng c\u00f3 nguy c\u01a1 b\u1ecf l\u1ee1 kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p cao h\u01a1n m\u1ed9t ph\u1ea7n ba l\u1ea7n<\/b><\/p>\n

Theo m\u1ed9t nghi\u00ean c\u1ee9u quan tr\u1ecdng ph\u00e2n t\u00edch d\u1eef li\u1ec7u t\u1eeb h\u00e0ng tri\u1ec7u kh\u00e1ch h\u00e0ng c\u1ee7a ng\u00e2n h\u00e0ng, nh\u1eefng ng\u01b0\u1eddi \u0111\u1eb7t c\u01b0\u1ee3c nh\u1eefng kho\u1ea3n ti\u1ec1n nh\u1ecf c\u00f3 nhi\u1ec1u kh\u1ea3 n\u0103ng g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh v\u00e0 th\u1ea5t nghi\u1ec7p, trong khi nh\u1eefng ng\u01b0\u1eddi \u0111\u00e1nh b\u1ea1c nhi\u1ec1u h\u01a1n ch\u1ebft s\u1edbm h\u01a1n.<\/span><\/p>\n

Trong m\u1ed9t b\u00e1o c\u00e1o l\u1edbn nh\u1ea5t c\u00f9ng lo\u1ea1i \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n \u1edf Anh, c\u00e1c h\u1ecdc gi\u1ea3 \u0111\u00e3 theo d\u00f5i m\u1ed1i li\u00ean h\u1ec7 gi\u1eefa chi ti\u00eau c\u1edd b\u1ea1c v\u00e0 c\u00e1c v\u1ea5n \u0111\u1ec1 m\u00e0 6,5 tri\u1ec7u kh\u00e1ch h\u00e0ng c\u1ee7a Lloyds Banking Group tr\u1ea3i qua trong b\u1ea3y n\u0103m.<\/span><\/p>\n

H\u1ecd ph\u00e1t hi\u1ec7n ra r\u1eb1ng r\u1ea5t d\u1ec5 m\u1ea5t m\u1ed9t kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p, vay m\u1ed9t kho\u1ea3n n\u1ee3 ch\u1edd ng\u00e0y l\u0129nh l\u01b0\u01a1ng ho\u1eb7c b\u1ecb nh\u1eefng ch\u1ee7 n\u1ee3 truy \u0111u\u1ed5i khi ng\u01b0\u1eddi ta d\u00ednh v\u00e0o c\u1edd b\u1ea1c. Th\u1eadm ch\u1ec9 d\u1eabn \u0111\u1ebfn vi\u1ec7c m\u1ea5t vi\u1ec7c l\u00e0m v\u00e0 t\u1eed vong.<\/span><\/p>\n

Nghi\u00ean c\u1ee9u do c\u00e1c h\u1ecdc gi\u1ea3 t\u1ea1i c\u00e1c tr\u01b0\u1eddng \u0111\u1ea1i h\u1ecdc Oxford v\u00e0 Warwick l\u00e0m gia t\u0103ng m\u1ed1i lo ng\u1ea1i v\u1ec1 l\u1ee3i nhu\u1eadn c\u1ee7a c\u00f4ng ty c\u1edd b\u1ea1c thu \u0111\u01b0\u1ee3c t\u1eeb nh\u1eefng ng\u01b0\u1eddi g\u1eb7p kh\u00f3 kh\u0103n v\u1ec1 t\u00e0i ch\u00ednh.<\/span><\/p>\n

Ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u00e0y \u0111\u00e3 \u0111ang \u0111\u01b0\u1ee3c gi\u00e1m s\u00e1t ch\u1eb7t ch\u1ebd trong b\u1ed1i c\u1ea3nh ch\u00ednh ph\u1ee7 xem x\u00e9t c\u00f3 th\u1ec3 \u0111\u01b0a ra c\u00e1c quy \u0111\u1ecbnh c\u1ee9ng r\u1eafn h\u01a1n.<\/span><\/p>\n

Nghi\u00ean c\u1ee9u cung c\u1ea5p c\u00e1i nh\u00ecn s\u00e2u s\u1eafc, chi ti\u1ebft nh\u1ea5t v\u1ec1 c\u00e1ch 14,5 t\u1ef7 b\u1ea3ng m\u00e0 ng\u00e0nh c\u00f4ng nghi\u1ec7p ki\u1ebfm \u0111\u01b0\u1ee3c t\u1eeb nh\u1eefng ng\u01b0\u1eddi \u0111\u00e1nh c\u01b0\u1ee3c m\u1ed7i n\u0103m c\u00f3 th\u1ec3 chuy\u1ec3n th\u00e0nh h\u1eadu qu\u1ea3 thi\u1ec7t h\u1ea1i trong th\u1ef1c t\u1ebf.<\/span><\/p>\n

Nh\u1eefng ng\u01b0\u1eddi g\u1eb7p tr\u1ee5c tr\u1eb7c v\u1ec1 t\u00e0i ch\u00ednh khi ch\u01a1i c\u1edd b\u1ea1c d\u00f9 \u1edf b\u1ea5t k\u1ef3 m\u1ee9c \u0111\u1ed9 n\u00e0o. Tuy nhi\u00ean, khi b\u1ea1n chi 3,6% chi ph\u00ed trung b\u00ecnh h\u00e0ng th\u00e1ng c\u1ee7a m\u1ed9t h\u1ed9 gia \u0111\u00ecnh, t\u01b0\u01a1ng \u0111\u01b0\u01a1ng 91,37 b\u1ea3ng Anh cho n\u00f3 th\u00ec t\u1ed5n th\u1ea5t s\u1ebd nghi\u00eam tr\u1ecdng h\u01a1n bao gi\u1edd h\u1ebft.\u00a0<\/span><\/p>\n

\u1ede m\u1ee9c chi ti\u00eau \u0111\u00f3, ng\u01b0\u1eddi ch\u01a1i c\u1edd b\u1ea1c c\u00f3 kh\u1ea3 n\u0103ng m\u1ea5t h\u01a1n m\u1ed9t ph\u1ea7n ba kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p cao, h\u01a1n 22% kh\u1ea3 n\u0103ng s\u1eed d\u1ee5ng th\u1ea5u chi kh\u00f4ng c\u00f3 k\u1ebf ho\u1ea1ch v\u00e0 19% kh\u1ea3 n\u0103ng vay ng\u00e0y l\u0129nh l\u01b0\u01a1ng.<\/span><\/p>\n

Nh\u1eefng ng\u01b0\u1eddi d\u00e0nh 1 b\u1ea3ng khi ki\u1ebfm \u0111\u01b0\u1ee3c 10 b\u1ea3ng \u0111\u1ec3 \u0111\u00e1nh b\u1ea1c – vi\u1ec7c n\u00e0y \u0111\u00e3 \u0111\u01b0a h\u1ecd v\u00e0o top 10% kh\u00e1ch h\u00e0ng chi ti\u00eau cao nh\u1ea5t c\u1ee7a ng\u00e0nh – c\u00f3 kh\u1ea3 n\u0103ng b\u1ecf l\u1ee1 kho\u1ea3n thanh to\u00e1n th\u1ebf ch\u1ea5p cao g\u1ea5p \u0111\u00f4i so v\u1edbi ng\u01b0\u1eddi kh\u00f4ng \u0111\u1eb7t c\u01b0\u1ee3c.<\/span><\/p>\n

C\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u c\u0169ng theo d\u00f5i m\u1ee9c \u0111\u1ed9 chi ti\u00eau cho c\u1edd b\u1ea1c trong kho\u1ea3ng th\u1eddi gian 7 n\u0103m, x\u00e1c \u0111\u1ecbnh t\u1ef7 l\u1ec7 th\u1ea5t nghi\u1ec7p, t\u00e0n t\u1eadt v\u00e0 “t\u1ef7 l\u1ec7 t\u1eed vong t\u0103ng \u0111\u00e1ng k\u1ec3” \u1edf c\u00e1c m\u1ee9c \u0111\u1ed9 cao nh\u1ea5t khi tham gia c\u1edd b\u1ea1c.<\/span><\/p>\n

M\u1eb7c d\u00f9 c\u00e1c ph\u00e1t hi\u1ec7n kh\u00f4ng ch\u1ee9ng minh r\u1eb1ng c\u1edd b\u1ea1c g\u00e2y ra nh\u1eefng k\u1ebft qu\u1ea3 \u0111\u00f3, nh\u01b0ng nghi\u00ean c\u1ee9u cho th\u1ea5y chi ti\u00eau cao h\u01a1n cho c\u00e1 c\u01b0\u1ee3c th\u01b0\u1eddng \u0111i \u0111\u00f4i v\u1edbi k\u1ebft qu\u1ea3 ti\u00eau c\u1ef1c. Quan s\u00e1t trong th\u1eddi gian d\u00e0i c\u0169ng cho th\u1ea5y chi ti\u00eau c\u1edd b\u1ea1c c\u00f3 th\u1ec3 t\u0103ng r\u1ea5t nhanh, nh\u01b0ng t\u1ed1c \u0111\u1ed9 gi\u1ea3m l\u1ea1i ch\u1eadm h\u01a1n.<\/span><\/p>\n

Ng\u00e0nh c\u00f4ng nghi\u1ec7p n\u00e0y \u0111\u00e3 nhi\u1ec1u l\u1ea7n bi\u1ec7n minh cho t\u00e1c \u0111\u1ed9ng c\u1ee7a n\u00f3 \u0111\u1ed1i v\u1edbi x\u00e3 h\u1ed9i b\u1eb1ng c\u00e1ch ch\u1ec9 ra c\u00e1c s\u1ed1 li\u1ec7u t\u1eeb c\u00e1c cu\u1ed9c kh\u1ea3o s\u00e1t s\u1ee9c kh\u1ecfe s\u1eed d\u1ee5ng ph\u01b0\u01a1ng ph\u00e1p k\u1ef9 thu\u1eadt s\u1ed1 NHS b\u00e1n th\u01b0\u1eddng xuy\u00ean, trong \u0111\u00f3 th\u1ec3 hi\u1ec7n bi\u1ec3u \u0111\u1ed3 m\u1ee9c \u0111\u1ed9 nghi\u1ec7n. C\u00e1c cu\u1ed9c \u0111i\u1ec1u tra \u0111\u00e3 ch\u1ec9 ra r\u1eb1ng \u00edt h\u01a1n 1% d\u00e2n s\u1ed1 nghi\u1ec7n c\u1edd b\u1ea1c, v\u1edbi t\u1ef7 l\u1ec7 t\u01b0\u01a1ng \u0111\u1ed1i \u1ed5n \u0111\u1ecbnh. Tuy nhi\u00ean, c\u00e1c s\u1ed1 li\u1ec7u d\u1ef1a tr\u00ean c\u00e1c b\u00e1o c\u00e1o t\u1ef1 nguy\u1ec7n c\u1ee7a nh\u1eefng ng\u01b0\u1eddi ch\u01a1i c\u1edd b\u1ea1c, nh\u1eefng ng\u01b0\u1eddi m\u00e0 c\u00e1c chuy\u00ean gia nh\u1eadn \u0111\u1ecbnh r\u1eb1ng l\u00e0 nh\u1eefng ng\u01b0\u1eddi \u0111\u00e1nh gi\u00e1 kh\u00f4ng \u0111\u00e1ng tin c\u1eady v\u1ec1 chi ti\u00eau c\u1ee7a h\u1ecd.<\/span><\/p>\n

H\u1ecd c\u0169ng kh\u00f4ng cung c\u1ea5p \u0111\u00e1nh gi\u00e1 chi ti\u1ebft v\u1ec1 t\u00e1c \u0111\u1ed9ng th\u1ef1c t\u1ebf trong vi\u1ec7c chi ti\u00eau, trong khi nghi\u00ean c\u1ee9u t\u1eeb c\u00e1c nh\u00e0 nghi\u00ean c\u1ee9u Oxford v\u00e0 Warwick d\u1ef1a tr\u00ean nh\u1eefng d\u1eef li\u1ec7u giao d\u1ecbch th\u1ef1c t\u1ebf \u0111\u1ec3 cho th\u1ea5y li\u1ec7u c\u1edd b\u1ea1c c\u00f3 li\u00ean h\u1ec7 v\u1edbi c\u00e1c v\u1ea5n \u0111\u1ec1 tr\u1ee5c tr\u1eb7c t\u00e0i ch\u00ednh hay kh\u00f4ng.<\/span><\/p>\n

Peter Tutton, ng\u01b0\u1eddi \u0111\u1ee9ng \u0111\u1ea7u ho\u1ea1ch \u0111\u1ecbnh ch\u00ednh s\u00e1ch c\u1ee7a t\u1ed5 ch\u1ee9c t\u1eeb thi\u1ec7n n\u1ee3 Step Change, cho bi\u1ebft trong khi h\u1ea7u h\u1ebft kh\u00e1ch h\u00e0ng x\u00e1c \u0111\u1ecbnh \u0111\u01b0\u1ee3c c\u00e1c nguy\u00ean nh\u00e2n kh\u00e1c d\u1eabn \u0111\u1ebfn c\u00e1c kho\u1ea3n n\u1ee3 c\u1ee7a h\u1ecd, \u201cNh\u1eefng \u1ea3nh h\u01b0\u1edfng c\u00f3 t\u00e1c \u0111\u1ed9ng \u0111\u1ebfn v\u1ea5n \u0111\u1ec1 t\u00e0i ch\u00ednh c\u1ee7a c\u1edd b\u1ea1c khi\u1ebfn m\u1ecdi ng\u01b0\u1eddi d\u1ec5 m\u1eafc n\u1ee3 v\u00e0 g\u1eb7p nhi\u1ec1u v\u1ea5n \u0111\u1ec1 h\u01a1n. Ch\u00fang t\u00f4i hy v\u1ecdng ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u1edd b\u1ea1c v\u00e0 ch\u00ednh ph\u1ee7 s\u1ebd l\u00e0m vi\u1ec7c ch\u0103m ch\u1ec9 \u0111\u1ec3 ph\u00e1 v\u1ee1 m\u1ed1i li\u00ean k\u1ebft n\u00e0y b\u1eb1ng c\u00e1ch \u0111\u1ea3m b\u1ea3o v\u00e0 th\u1ef1c hi\u1ec7n c\u00e1c bi\u1ec7n ph\u00e1p b\u1ea3o v\u1ec7 th\u00edch h\u1ee3p. \u201d<\/span><\/p>\n

Ngh\u1ecb s\u0129 Lao \u0111\u1ed9ng Carolyn Harris, ng\u01b0\u1eddi d\u1eabn \u0111\u1ea7u m\u1ed9t nh\u00f3m ngh\u1ecb s\u0129 li\u00ean \u0111\u1ea3ng xem x\u00e9t t\u00e1c h\u1ea1i li\u00ean quan \u0111\u1ebfn c\u1edd b\u1ea1c, cho bi\u1ebft nghi\u00ean c\u1ee9u cho th\u1ea5y s\u1ef1 c\u1ea7n thi\u1ebft ph\u1ea3i xem x\u00e9t c\u1ee7a ch\u00ednh ph\u1ee7 \u0111\u1ec3 d\u1eabn \u0111\u1ebfn m\u1ed9t c\u01a1 ch\u1ebf c\u00e1 \u0111\u1ed9 nghi\u00eam ng\u1eb7t h\u01a1n. \u201cNh\u1eefng ph\u00e1t hi\u1ec7n n\u00e0y l\u00e0 b\u1eb1ng ch\u1ee9ng thuy\u1ebft ph\u1ee5c nh\u1ea5t cho th\u1ea5y ng\u00e0nh c\u00f4ng nghi\u1ec7p c\u1edd b\u1ea1c \u0111ang tr\u1ee5c l\u1ee3i t\u1eeb nh\u1eefng ng\u01b0\u1eddi d\u1ec5 b\u1ecb t\u1ed5n th\u01b0\u01a1ng v\u00e0 nh\u1eefng ng\u01b0\u1eddi g\u1eb7p kh\u00f3 kh\u0103n t\u00e0i ch\u00ednh nghi\u00eam tr\u1ecdng,\u201d c\u00f4 n\u00f3i. “Ch\u00ednh ph\u1ee7 c\u1ea7n ph\u1ea3i n\u1eafm b\u1eaft v\u00e0 \u0111i\u1ec1u ch\u1ec9nh th\u00edch h\u1ee3p ng\u00e0nh c\u00f4ng nghi\u1ec7p \u0111\u1ed9c h\u1ea1i n\u00e0y.”<\/span><\/p>\n

Nh\u00f3m v\u1eadn \u0111\u1ed9ng h\u00e0nh lang c\u1ee7a ng\u00e0nh, H\u1ed9i \u0111\u1ed3ng C\u00e1 c\u01b0\u1ee3c & Tr\u00f2 ch\u01a1i, cho bi\u1ebft c\u00e1c th\u00e0nh vi\u00ean c\u1ee7a h\u1ecd g\u1ea7n \u0111\u00e2y \u0111\u00e3 \u0111\u01b0a ra c\u00e1c bi\u1ec7n ph\u00e1p an to\u00e0n nh\u01b0 \u201ccho ph\u00e9p kh\u00e1ch h\u00e0ng t\u1ef1 lo\u1ea1i tr\u1eeb ho\u00e0n to\u00e0n kh\u1ecfi c\u1edd b\u1ea1c, \u0111\u00f3ng h\u00e0ng ch\u1ee5c ngh\u00ecn t\u00e0i kho\u1ea3n tr\u1ef1c tuy\u1ebfn, khuy\u1ebfn kh\u00edch c\u00e1c ng\u00e2n h\u00e0ng cho ph\u00e9p kh\u00e1ch h\u00e0ng ch\u1ecdn kh\u00f4ng tham gia s\u1eed d\u1ee5ng th\u1ebb c\u1ee7a m\u00ecnh \u0111\u1ec3 giao d\u1ecbch c\u00e1 c\u01b0\u1ee3c, c\u0169ng nh\u01b0 th\u1ef1c hi\u1ec7n quy \u0111\u1ecbnh c\u1ea5m s\u1eed d\u1ee5ng th\u1ebb t\u00edn d\u1ee5ng \u0111\u1ec3 c\u00e1 c\u01b0\u1ee3c \u201d.<\/span><\/p>\n

BGC tr\u01b0\u1edbc \u0111\u00f3 \u0111\u00e3 c\u00f4ng b\u1ed1 m\u1ed9t b\u00e1o c\u00e1o \u01b0\u1edbc t\u00ednh r\u1eb1ng s\u1ed1 l\u01b0\u1ee3ng ng\u01b0\u1eddi s\u1eed d\u1ee5ng c\u00e1c trang web c\u00e1 c\u01b0\u1ee3c ch\u1ee3 \u0111en \u0111\u00e3 t\u0103ng g\u1ea5p \u0111\u00f4i k\u1ec3 t\u1eeb n\u0103m ngo\u00e1i l\u00ean 2,8 t\u1ef7 b\u1ea3ng Anh. N\u00f3 c\u1ea3nh b\u00e1o r\u1eb1ng v\u1ea5n \u0111\u1ec1 c\u00f3 th\u1ec3 tr\u1edf n\u00ean t\u1ed3i t\u1ec7 h\u01a1n n\u1ebfu V\u01b0\u01a1ng qu\u1ed1c Anh x\u1eed l\u00fd m\u1ea1nh tay c\u00e1c nh\u00e0 c\u00e1i hi\u1ec7n t\u1ea1i.<\/span><\/p>\n

Tr\u01b0\u1edbc \u0111\u00f3, trong m\u1ed9t nghi\u00ean c\u1ee9u c\u00f3 li\u00ean quan, \u0111\u01b0\u1ee3c th\u1ef1c hi\u1ec7n b\u1edfi c\u00f4ng ty k\u1ebf to\u00e1n PwC thay m\u1eb7t cho c\u00e1c c\u00f4ng ty bao g\u1ed3m William Hill v\u00e0 ch\u1ee7 s\u1edf h\u1eefu LadbrokesEntain, \u0111\u00e3 b\u1ecb \u1ee6y ban c\u1edd b\u1ea1c ch\u1ec9 tr\u00edch l\u00e0 “ph\u00f3ng \u0111\u1ea1i”.<\/span><\/p>\n

“T\u00f4i \u0111\u00e3 \u0111\u00e1nh c\u01b0\u1ee3c ti\u1ec1n l\u01b0\u01a1ng h\u00e0ng th\u00e1ng c\u1ee7a m\u00ecnh v\u00e0 m\u1ea5t s\u1ea1ch sau m\u1ed9t v\u00e0i ng\u00e0y”<\/b><\/h2>\n

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Ngay sau \u0111\u00f3, Adam b\u1eaft \u0111\u1ea7u vay c\u00e1c kho\u1ea3n vay ng\u1eafn h\u1ea1n v\u1edbi c\u00e1c c\u00f4ng ty nh\u01b0 Wonga, Sunny v\u00e0 Satsuma. \u201cC\u00e1c kho\u1ea3n vay t\u1eeb l\u00fac b\u1eaft \u0111\u1ea7u kh\u00e1 nh\u1ecf, 200 ho\u1eb7c 300 b\u1ea3ng. C\u00e1c kho\u1ea3n vay l\u00e0 c\u00e1ch t\u00f4i tho\u00e1t kh\u1ecfi m\u1edb h\u1ed7n \u0111\u1ed9n n\u00e0y v\u00e0 t\u00e0i tr\u1ee3 cho c\u00e1c chi ph\u00ed c\u1ee7a t\u00f4i trong th\u00e1ng nh\u01b0ng t\u00f4i \u0111\u00e3 ti\u1ebfp t\u1ee5c \u0111\u00e1nh c\u01b0\u1ee3c t\u1eebng xu m\u1ed9t. T\u00f4i \u0111\u00e3 l\u1eb7p l\u1ea1i n\u00f3 13 ho\u1eb7c 14 l\u1ea7n v\u00e0 s\u1ef1 t\u1eadp trung cao \u0111\u1ebfn m\u1ee9c phi th\u01b0\u1eddng.\u201d<\/span><\/p>\n

\u201cCha m\u1eb9 t\u00f4i \u0111\u00e3 ph\u1ea3i gi\u00fap t\u00f4i gi\u1ea3i quy\u1ebft c\u00e1c kho\u1ea3n n\u1ee3 ch\u01b0a thanh to\u00e1n, kho\u1ea3ng \u00a3 7.000 ho\u1eb7c \u00a3 8.000. H\u1ecd \u0111\u00e3 b\u1ea3o l\u00e3nh cho t\u00f4i, \u0111i\u1ec1u m\u00e0 t\u00f4i r\u1ea5t bi\u1ebft \u01a1n v\u00e0 t\u00f4i \u0111ang tr\u1ea3 l\u1ea1i ti\u1ec1n cho h\u1ecd ngay b\u00e2y gi\u1edd.\u201d<\/span><\/p>\n

\u201cL\u1ecbch s\u1eed t\u00edn d\u1ee5ng c\u1ee7a t\u00f4i \u0111\u00e3 b\u1ecb h\u1ee7y trong b\u1ea3y ho\u1eb7c t\u00e1m n\u0103m t\u1edbi. T\u00f4i \u0111\u00e3 t\u0103ng t\u1ea5t c\u1ea3 c\u00e1c t\u00e0i kho\u1ea3n c\u1ee7a m\u00ecnh v\u00e0 t\u00f4i \u0111\u00e3 gi\u1ea3m kho\u1ea3ng 80.000 b\u1ea3ng Anh trong v\u00f2ng b\u1ed1n ho\u1eb7c n\u0103m n\u0103m. \u0110\u00f3 c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t chi\u1ebfc xe h\u01a1i, \u0111\u00f3 c\u00f3 th\u1ec3 l\u00e0 m\u1ed9t kho\u1ea3n \u0111\u1eb7t c\u1ecdc cho m\u1ed9t ng\u00f4i nh\u00e0. N\u00f3 \u0111\u00e1ng l\u1ebd ph\u1ea3i l\u00e0 c\u1ee7a t\u00f4i cho t\u01b0\u01a1ng lai v\u00e0 n\u00f3 \u0111\u00e3 kh\u00f4ng. \u201d<\/span><\/p>\n

Adam hi\u1ec7n s\u1ed1ng 10 th\u00e1ng m\u00e0 kh\u00f4ng c\u00e1 c\u01b0\u1ee3c.<\/span><\/p>\n

Hy v\u1ecdng r\u1eb1ng, c\u00e1c th\u00f4ng tin tr\u00ean \u0111\u00e2y m\u00e0 <\/span>Kubet365<\/a> cung c\u1ea5p \u0111\u00e3 cho b\u1ea1n g\u00f3c nh\u00ecn v\u1ec1 ng\u00e0nh c\u00f4ng nghi\u1ec7p l\u1edbn n\u00e0y. N\u1ebfu c\u1ea3m th\u1ea5y hay, \u0111\u1eebng qu\u00ean theo d\u00f5i k\u00eanh \u0111\u1ec3 c\u00f3 \u0111\u1ecdc th\u00eam nhi\u1ec1u b\u00e0i vi\u1ebft h\u1eefu \u00edch t\u1eeb chuy\u00ean m\u1ee5c tin t\u1ee9c c\u00e1 c\u01b0\u1ee3c<\/strong><\/a> nh\u00e9!<\/span><\/p>\n

Theo:<\/strong> www.theguardian.com<\/a><\/p>\n","protected":false},"excerpt":{"rendered":"

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